Welcome to SouthWalesFI, all about making Financial Independence possible. I’ll be posting about methods you could use, and ideas to help us on the way.

Start by reading the disclaimer page– to ensure you understand that none of this is advice etc. Then the privacy policy to understand what data is collected to ensure you agree with this.

Once this is done- it’s time for the articles that will start to help you- the read me first is the best place to start. Once you understand what F.I & F.I.R.E is all about, then it’s onto the really juicy stuff. Anything you haven’t seen/read about before- get stuck in, whether that’s investing or saving– or something related but doesn’t fit into those 2 categories!


What is a financial bridge- and do I need one?

So, you understand what F.I.R.E is- its retiring rather earlier than the normal, average, person- whether that’s 40, 45,50 or even 65 (with the state pension age going up to at least 68 for younger people, 65 maybe considered early!). So, how are you going to ensure that you have enough money to live? Pension- […]...

Why is South Wales such a good place to F.I.R.E ?

So, you want to F.I.R.E- where is the best place to do this? Well, if you know about F.I.R.E you know its all about savings rates. So- you need to both high earnings- but also low spending/outgoing. If it was all about earnings- then London, or Dubai etc that would be where all the F.I.R.E […]...

Bank Account Switching

Why switch bank accounts? Why would anybody go through all the stress of switching their bank accounts? I mean, all those payments, all the bills you pay, the money coming in- why would you go through all that stress to swap? Well, there are a number of reasons that might make it worth switching: Have […]...

Tell me about ISAs….

What is an ISA? ISA stands for Individual savings account. What actually is it then? It’s just a special pot that has specific rules that apply to it. They are generally used to save for longer term things- like buying a house, or savings for children’s university eduction- but they can be used to save […]...

Why a pension is the best investment you will ever make

Disclaimer- this article will talk about “Defined Contribution” pensions, and make no reference to the other type “Defined Benefit”, if you have one of these pensions, then a) consider yourself very lucky, b) read my other article here Firstly, what is a pension? For lots of people, a pension is something that is not really […]...