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All information found here, including any ideas, opinions, views, predictions, forecasts, commentaries or suggestions expressed or implied herein, are for informational, entertainment or educational purposes only.  They should not (and are not to) be construed as personal investment advice. While the information provided is believed to be accurate, it may include errors or inaccuracies

Please note that I do not provide personal investment advice. If you need personal investment advice, please make an appointment with a professional.

I will not and cannot be held liable for any actions you take as a result of anything you read here

Please make sure to conduct your own due diligence before undertaking any investments or participating in any savings schemes.

Please consult a licensed financial advisor or broker before making any and all investment decisions

Any investments, trades, speculations, or decisions made on the basis of any information found on this site, expressed or implied herein, are committed at your own risk, financial or otherwise

This is a personal blog, it reflects my views at the time that the information was created- this maybe out of date, especially older articles. Please therefore check that the information is up to date with the relevant government websites etc.

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Tax rules and other investment rules continually change- always check you are following the latest regulations