Welcome to SouthWalesFI, all about making Financial Independence possible. I’ll be posting about methods you could use, and ideas to help us on the way.

Start by reading the disclaimer page– to ensure you understand that none of this is advice etc. Then the privacy policy to understand what data is collected to ensure you agree with this.

Once this is done- it’s time for the articles that will start to help you- the read me first is the best place to start. Once you understand what F.I & F.I.R.E is all about, then it’s onto the really juicy stuff. Anything you haven’t seen/read about before- get stuck in, whether that’s investing or saving– or something related but doesn’t fit into those 2 categories!


Lazy investing

Having read a post by another blogger, I thought, I haven’t seen much on this topic- not with a F.I.R.E stance anyway… I should write something about it, since I have some ideas- and here we are. Investing does not need to take time! So there are a number of caveat’s here- when you first […]...

Why write about F.I.R.E ?

Every week this blog, and many others are featured on a weekly list of blog posts on Reddit- this is last weeks It’s well worth a read, since everybody tends to talk about very different topics each week (though, in the past couple everybody seems to have been talking about Coronavirus). They are mostly usually […]...

LISA v SIPP

What is a LISA? LISA is an acronym and stands for: Lifetime Individual Savings Allowance. It hasn’t been around that long- announced by the government in 2016~. It’s another type of ISA (comparison here) limited to £4,000 per tax year. It can be invested as either cash or stocks & shares/bonds and pretty much anything […]...

All the different types of pension

Where do you even start- you hear all these different names for pensions, auto enrolment, defined benefit, defined contribution, private pensions and more. What the hell do they all mean? And more importantly, what do they mean for you for both saving for your pension & when you actually retire. Just remember that your pension […]...

Why your car is making you retire 5 years later (or longer!)…

F.I.R.E is all about retiring early- for some people as early as possible, for others it’s just stopping work a little earlier than the average. Whichever you are aiming for- running a car can literally add 5 years to your F.I.R.E age. Surely that can’t be right? Lots of people run a car- or even […]...