Welcome to SouthWalesFI, all about making Financial Independence possible. I’ll be posting about methods you could use, and ideas to help us on the way.

Start by reading the disclaimer page– to ensure you understand that none of this is advice etc. Then the privacy policy to understand what data is collected to ensure you agree with this.

Once this is done- it’s time for the articles that will start to help you- the read me first is the best place to start. Once you understand what F.I & F.I.R.E is all about, then it’s onto the really juicy stuff. Anything you haven’t seen/read about before- get stuck in, whether that’s investing or saving– or something related but doesn’t fit into those 2 categories!


Innovative Finance ISA Pros and Cons (IFISA)

This is a follow on article from this– so read that first before continuing below. I’ve copy/pasted one section below: Innovative Finance ISA’s (IFISAs)- This enables you to invest in slightly “off piste” investment options like peer to peer finance etc, and keep the interest tax free Pros: Can keep interest/returns from P2P (and other […]...

What is your FIRE number?

Firstly- what is a F.I.R.E number? A FIRE number is the number of assets you need where you can quit your job- never work again, and do whatever it is when you retire. What you want to do next will affect your F.I.R.E number- if you have very low cost hobbies/plans (eg. walking or local […]...

What is index investing?

This article is a high level overview of index investing- a deep dive article might get done if there is appetite for it! There are many different ways to invest in stocks and shares- from being a single share in a company like BP- to buying (part of) a fund. What’s best for one person […]...

Budgets are for boring people

Budgets- they just bring about thoughts of tracking every single penny, much like diets, oh- you can’t have that, can’t have that- etc. Tedious and brings back the notion of having no fun whatsoever. So- how can it be a good thing? What is a budget? A budget is (usually) a self imposed limit on […]...

How to get solar panels installed…

Well, hold on, isn’t this blog about retiring early? What does solar panels have to do with that then? Well, read on and find out! What are solar panels? Well- most of the time when people talk about solar panels they are actually talking about photovoltaic cells (PV). On a very basic level- they convert […]...