Welcome to SouthWalesFI, all about making Financial Independence possible. I’ll be posting about methods you could use, and ideas to help us on the way.

Start by reading the disclaimer page– to ensure you understand that none of this is advice etc. Then the privacy policy to understand what data is collected to ensure you agree with this.

Once this is done- it’s time for the articles that will start to help you- the read me first is the best place to start. Once you understand what F.I & F.I.R.E is all about, then it’s onto the really juicy stuff. Anything you haven’t seen/read about before- get stuck in, whether that’s investing or saving– or something related but doesn’t fit into those 2 categories!


All the different types of pension

Where do you even start- you hear all these different names for pensions, auto enrolment, defined benefit, defined contribution, private pensions and more. What the hell do they all mean? And more importantly, what do they mean for you for both saving for your pension & when you actually retire. Just remember that your pension […]...

Why your car is making you retire 5 years later (or longer!)…

F.I.R.E is all about retiring early- for some people as early as possible, for others it’s just stopping work a little earlier than the average. Whichever you are aiming for- running a car can literally add 5 years to your F.I.R.E age. Surely that can’t be right? Lots of people run a car- or even […]...

Innovative Finance ISA Pros and Cons (IFISA)

This is a follow on article from this– so read that first before continuing below. I’ve copy/pasted one section below: Innovative Finance ISA’s (IFISAs)- This enables you to invest in slightly “off piste” investment options like peer to peer finance etc, and keep the interest tax free Pros: Can keep interest/returns from P2P (and other […]...

What is your FIRE number?

Firstly- what is a F.I.R.E number? A FIRE number is the number of assets you need where you can quit your job- never work again, and do whatever it is when you retire. What you want to do next will affect your F.I.R.E number- if you have very low cost hobbies/plans (eg. walking or local […]...

What is index investing?

This article is a high level overview of index investing- a deep dive article might get done if there is appetite for it! There are many different ways to invest in stocks and shares- from being a single share in a company like BP- to buying (part of) a fund. What’s best for one person […]...