Category: Savings

Learn from my (F.I.R.E.) mistakes

If anybody tells you that they have never made a mistake, they are either too young to have made one yet (think, really young), or they are lying. Everybody makes mistakes- it’s part of being human. What you do with those mistakes is what sets you apart from others- if you just discard them, or […]...

My progress to F.I.R.E

Last Updated: May 2020 I’ve seen lots of people post monthly updates as to where they are in relation to their goals- or their FIRE number etc. Though, I’ve been tempted to do the same, I’m not sure what readers might get from it- especially on a monthly basis. So, instead, I thought I’d do […]...

Budgets are for boring people

Budgets- they just bring about thoughts of tracking every single penny, much like diets, oh- you can’t have that, can’t have that- etc. Tedious and brings back the notion of having no fun whatsoever. So- how can it be a good thing? What is a budget? A budget is (usually) a self imposed limit on […]...

What is a financial bridge- and do I need one?

So, you understand what F.I.R.E is- its retiring rather earlier than the normal, average, person- whether that’s 40, 45,50 or even 65 (with the state pension age going up to at least 68 for younger people, 65 maybe considered early!). So, how are you going to ensure that you have enough money to live? Pension- […]...

Why is South Wales such a good place to F.I.R.E ?

So, you want to F.I.R.E- where is the best place to do this? Well, if you know about F.I.R.E you know its all about savings rates. So- you need to both high earnings- but also low spending/outgoing. If it was all about earnings- then London, or Dubai etc that would be where all the F.I.R.E […]...